With the cost of insurance constantly rising, many motorists have decided to take the risk and drive without any motor insurance. Research shows that in the past 12 months the amount of people who are driving without any insurance has increased by at least a third.
Figures taken from recent research shows that one in every five people in the UK are deciding to get behind the wheel without adequate motor insurance, which if you think about the population of the UK, this is a scary figure. This is a dramatic increase compared to the 15% of drivers who were doing this in 2008.
Figures also being taken from the research shows that it is male drivers who were more likely to drive without protection, with 23% having done so, compared to the 16% of female drivers who have owned up to it. Younger drivers were seen to be the worst culprits of driving without protection with nearly two in every 5 drivers in their 20's having driven without cover, compare to the 7% in their sixties. The only reason I can think of is the price it costs for young drivers today, they simply cant afford it. But it is still no excuse to do so.
With so many tools currently available to motorists there shouldn’t be any excuse not to have car insurance. Many motorists are now making use of the many price comparison websites out there to save themselves a lot of money.
If you are caught driving without any insurance on your vehicle then you could stand to receive a large fine and penalty points on your licence. The costs that this would amount up to would be far greater than it would to purchase motor insurance in the first place.
So remember it is far more beneficial for you to ensure that you have the correct insurance as if you get caught the penalties are far more severe and costly. Also when choosing your UK car insurance the most common way or shopping around is compare sites, these can save you the hard work so their really is no excuse. Even if you already have one vehicle insured but are the owner of another, there are still multi car insurance deals out their which can save you a lot of money.